Verify customers in 30 seconds. Hold zero data liability.
MID is the QR + biometric identity layer for Africa. Your customers prove who they are by scanning a code and approving with their face or fingerprint — you receive government-verified data without ever storing it.
Identity fraud is eating your margins
Synthetic identities, account takeover, and chargebacks scale with every new user — while slow manual KYC quietly kills your conversion.
Synthetic identities
Fabricated identities slip through document-only checks and open fraudulent accounts at scale.
Account takeover
Stolen credentials and SIM swaps let attackers drain accounts and trigger costly disputes.
POS chargebacks
Cash-out fraud and repudiated transactions erode agent-network and merchant margins.
Onboarding drop-off
Every extra minute of manual KYC forms compounds abandonment at sign-up.
Verified data, three steps, no forms
A consent-first flow that takes your customer from unverified to KYC-grade in about 30 seconds.
Your app requests claims
From your backend, create a consent request for exactly the verified fields you need — name, age, address, NIN, liveness. MID returns a QR code.
The user scans & approves
The customer scans the QR with the MID app and approves with their fingerprint or face. They choose precisely what to share — they stay in control.
You receive verified data
MID delivers the government-verified claims to your signed webhook in seconds — already KYC-grade, with a cryptographic liveness guarantee. You store only what you need.
The data stays with the user
MID wraps the federal identity registry in a consent-first, zero-knowledge layer — so you get instant, regulator-friendly verification without taking on the data-handling risk.
Zero NDPA liability
Our zero-knowledge architecture keeps verified data with the user, not on your servers. You receive only the claims a user approves — minimising your Nigeria Data Protection Act exposure.
Pre-verified NIN via NINAuth
Pull tokenised, pre-verified identity claims derived from the NIMC NINAuth registry. No raw NIN storage, no document re-uploads — a verified token your compliance team can trust.
Verify once, reuse everywhere
Once a user is verified with MID, they authenticate on your app with a QR scan — no fresh KYC, no re-uploaded documents. The network effect compounds with every merchant.
Built for high-fraud, high-volume verticals
Purpose-built for the businesses where identity fraud costs the most and speed matters the most.
Fintech & neo-banks
Stop synthetic identities and account-takeover at onboarding. Replace 10-minute manual KYC with a 30-second verified sign-up that lifts conversion.
Agency banking & POS
Let a POS agent verify a high-value cash-out customer with a single QR scan — biometric proof of presence that defends against fraudulent chargebacks.
Marketplaces & e-commerce
Verify high-risk checkouts and seller onboarding without adding friction. Stop account takeover at the moment of payment.
Digital lending
Confirm a borrower is a real, unique, government-verified person before disbursing — reducing first-party fraud and default from fake identities.
Give users a faster choice at the worst moment
Offer MID exactly where users stall — at checkout or account opening. Every merchant that offers it drives more verified consumers into the network.
- • Type personal details by hand
- • Upload and re-upload documents
- • Wait for manual review
- • High drop-off, fraud still gets through
- ✓ Scan a QR with the MID app
- ✓ Approve with face or fingerprint
- ✓ Government-verified data, instantly
- ✓ Higher conversion, real fraud defense
Pay for verified results — not failed lookups
Traditional KYC APIs charge whether the check succeeds or the user turns out to be a fraudster. MID aligns price with value: success-based verification, volume tiers, and enterprise Verification Insurance — a shared-risk guarantee against account-takeover losses, backed by our 99.9% liveness accuracy.
Bank-grade accuracy, compliance built in
Frequently asked questions
Start verifying customers this week
Create a merchant account for instant sandbox keys, or talk to our team about Verification Insurance for your vertical.